Banana Pudding Cake
This old-fashioned Banana Pudding Cake is a true showstopper that’s as easy to make as it is to serve. Three tall layers of moist vanilla cake are filled with creamy banana pudding, then frosted generously with fluffy whipped cream. Finished with a garnish of classic vanilla wafers and chilled until set, this banana pudding layer cake delivers all the flavors of traditional banana pudding in a simply glorious dessert.

Easy Old Fashioned Banana Pudding Cake Recipe
In the South, banana pudding isn’t just a dessert, it’s a cherished tradition. You’ll find it on tables at Sunday suppers, church potlucks, family reunions, and holiday gatherings, often served in a well-loved casserole dish and layered with ripe bananas, creamy pudding, and vanilla wafers.
This Southern Banana Pudding Cake takes everything we love about that classic dessert and transforms it into a stunning layer cake. From the familiar flavors to the comforting, homemade feel, it captures the heart of old-fashioned Southern banana pudding while adding a celebratory twist that’s perfect for birthdays, holidays like Easter, Mother’s Day and Christmas, or any special occasion.
Checkout this quick list of key ingredients you’ll need to make Southern Banana Pudding Cake. (Scroll down for full printable recipe card.)
- Cake Layers – This cake is designed as a 3-layer cake using my Old Fashioned Butter Cake recipe. To make the cake batter you’ll need all purpose flour, cake flour, baking powder, baking soda, salt, sugar, butter, vanilla and almond extract, whole eggs and buttermilk.
- Fresh Bananas – Choose firm not overripe bananas for layering in the cake.
- Liquid for the Filling – Half and half adds a creamy texture to the filling.
- Whipped Topping Mix – Dry whipped topping mix i.e. Dream Whip stablizes the filling and gives it a super fluffy texture.
- Instant Pudding – Instant vanilla pudding mix flavors the easy filling giving it classic banana pudding flavor.
- Flavoring – Vanilla extract amps up the flavor.
- Cream Cheese – Cream cheese adds to the taste and binds the flilling ingredients.
- Frosting – This cake is frosted with frozen whipped topping i.e. Cool Whip or similar.
- Garnishes – Vanilla wafers to decorate the top of the cake.

How to Make the Best Banana Pudding Cake Recipe
- Bake the Cake Layers – Prepare the Old Fashioned Butter Cake layers per the directions in the oven and cool completely.
- Whip the Dream Whip – Whip together both packets whipped topping with half and half until firm peaks form. Add both packages of instant pudding, cold half and half and vanilla extract. Beat on medium speed until thickened. Add cream cheese and whipping until fully combined and fluffy.
- Assemble the Cake Layers – Place one cake round on a cake platter. Spread half of the filling over the bottom layer of cake. Top with cubed bananas. Repeat layers ending with cake.
- Frost the Cake – Frost top and sides with whipped topping and garnish with vanilla wafers.
- Refrigerate – Chill for at least 6 hours, slice and serve.
Kitchen Equipment to Make Old Fashioned Banana Cake
- Stand mixer or hand mixer.
- Measuring cups and spoons.
- Large bowl and medium bowl.
- Three 8-inch cake pans.
- Offset icing spatula.
- Cake pedestal.
- Cutting board and knife.

Recipe Variations, Tips and Substitutions
- Whipped Topping Mix – What is Dream Whip? It’s a dry whipped topping mix that forms volume, flavor and a stabilizer for the cake filling. You can find it on the baking aisle of most grocery stores.
- Instant Pudding Mix – You can use one vanilla pudding mix and one banana pudding mix for extra banana flavor.
- Half and Half – You can replace the half and half with whole milk or heavy cream.
- Frosting Options – Fresh whipped cream can be used in place of Cool Whip for the frosting. Please note, should you choose to do so, it’s not as stable and will need to be frosted the day you plan on serving the cake. For this cake, Cool whip works best. You may also opt to frost the cake with a homemade Vanilla Buttercream or my recipe for 7 Minute Frosting.
- Cake Layers – You can adapt this cake making a smaller version using a butter flavored cake mix for a two layer cake. Should you choose a shortcut using a cake mix, keep in mind that boxed cake mixes continue to dwindle in size. In that case, you’ll only need to prepare half of the filling should you choose to go that route.
- Chocolate and Caramel – Chocolate isn’t a classic addition to banana pudding but you could add a drizzle of chocolate ganache or caramel between the layers, if desired.
- Old Fashioned Banana Pudding – If you’d like to make your own pudding for the layers, checkout my recipe for Old Fashioned Banana Pudding Recipe.
- Allow Ample Chill Time – After filling the cake layers, it’s important to allow ample time for the cake to chill until set for even slicing.
Storage and Leftovers
- Make-Ahead Tip – To save time, the cake layers can be baked up to 2 days in advance, cooled completely and then wrapped in plastic wrap. Chill in the refrigerator until assembling.
- Leftovers – When made per the recipe, this cake will keep in an airtight container in the refrigerator for up to 3 days. If using fresh whipped cream, the shelf life decreases.
- Freezer – You can freeze leftovers for up to 2 months. Thaw in the fridge and enjoy.

More Southern Layer Cake Recipes to Make
There are so many spectacular ways to bake with bananas and beyond. Checkout these recipes for more special occasion layer cake inspiration:
- Boston Cream Layer Cake is a supreme dessert option.
- Easy Strawberry Layer Cake is delicious to the last crumb.
- Pig Pickin’ Cake is a potluck favorite.
- My Italian Cream Cake is a fan favorite year after year.
- Completely made from scratch Coconut Layer Cake.
- Classic Hummingbird Cake recipe.
- Banana Rum Cake with Cream Cheese Frosting from The Slow Roasted Italian.
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Helpful Kitchen Items:
Banana Pudding Cake
Ingredients
- 1 recipe Old Fashioned Butter Cake ( baked in three 8 inch pans)
- Filling:
- 1 2.6 oz box dry whipped topping mix [i.e.Dream Whip] (Box contains 2 packets, use both)
- 3 cup cold half and half divided
- 2 3.4 oz boxes vanilla instant pudding mix
- 2 tsp vanilla extract
- 1 12 oz whipped plain cream cheese
- 2 large bananas diced
- 1 16 oz container frozen whipped topping thawed
- whole vanilla wafers plus 1/2 cup crushed for garnishing
Instructions
- Cake: Prepare the Old Fashioned Butter Cake layers per the directions in the oven and let cake cool completely.
- Dream Whip Pudding Filling: Using an electric mixer whip together both packets dry whipped topping mix with 1 1/4 cup cold half and half. Whip for 3 minutes or until firm peaks form.
- To the bowl add both packages of instant vanilla pudding, 1 3/4 cups of cold half and half and 2 tsp vanilla extract.
- Beat on medium speed for 2-3 minutes until thickened. Add cream cheese and whip for another 1-2 minutes until fully combined, fluffy and no lumps remain.
- Assemble the Layers: Place one cake round on a cake platter. Spread half of the filling over the bottom layer of cake then top with cubed bananas. Gently press the bananas into the filling.
- Repeat with another cake layer, pudding filling and cubed bananas. Top with the final cake layer.
- Frost the top and sides of the cake with whipped topping and garnish with vanilla wafers. Chill for at least 6 hours, then slice and serve.
- Store leftovers chilled.
Notes
- Whipped Topping Mix – What is Dream Whip? It’s a dry whipped topping mix that forms volume, flavor and a stabilizer for the cake filling. You can find it on the baking aisle of most grocery stores.
- Instant Pudding Mix – You can use one vanilla pudding mix and one banana pudding mix for extra banana flavor.
- Half and Half – You can replace the half and half with whole milk or heavy cream.
- Frosting Options – Fresh whipped cream can be used in place of Cool Whip for the frosting. Please note, should you choose to do so, it’s not as stable and will need to be frosted the day you plan on serving the cake. For this cake, Cool whip works best. You may also opt to frost the cake with a homemade Vanilla Buttercream or my recipe for 7 Minute Frosting.
- Cake Layers – You can adapt this cake making a smaller version using a butter flavored cake mix for a two layer cake. Should you choose a shortcut using a cake mix, keep in mind that boxed cake mixes continue to dwindle in size. In that case, you’ll only need to prepare half of the filling should you choose to go that route.
- Chocolate and Caramel – Chocolate isn’t a classic addition to banana pudding but you could add a drizzle of chocolate ganache or caramel between the layers, if desired.
- Old Fashioned Banana Pudding – If you’d like to make your own pudding for the layers, checkout my recipe for Old Fashioned Banana Pudding Recipe.
- Allow Ample Chill Time – After filling the cake layers, it’s important to allow ample time for the cake to chill until set for even slicing.







I can not wait to try this recipe it looks beautiful. I do have a question. Does the last layer have the cubed bananas on the top also?
The cubed bananas are between the layers and not on top. However, you could pile some on top just before serving if you wish.
My children and grands love banana pudding and i believe that this will be a great substitute for just Banana Pudding,have not tried it yet but ;looking forward to doing so and waiting for the results and comments
Hi Denise, I sure hope they do. It’s such a spectacular cake and the filling is so luscious. Happy Baking!
Hi Bonnie, welcome. I’m happy you’re finding some recipes to enjoy.
Just learning how to post….Bonnie Johnson here. I am sooo happy to see some cake recipies with a mix. I used to do everything from scratch but am getting older and this is easier. Love your food. Thanks for adding me. Will try this soon.
I never have. The cream cheese acts as a binder for the filling. If you’ve had success with a substitute you could try it.
Can you make this without the cheese in it? I have an allergy to it but love to try this if I could
Hi Karen, so happy you love this cake. The secret to the fluffiness is in the whipping, you can’t fudge on the time. Thanks so much for taking the time to let me know. ~ Melissa
Hi Melissa, thank you for sharing your recipe. I have made the cake twice and got raving reviews. The first one was two layers and the filling didn’t fluff up as yours did, but the second one was three layers and the filling fluffed up and everything. It was gone within 5 minutes of cutting it. Such a good cake!!!
Sure if you like. You can sub Neufchatel or Mascarpone cheese instead.
Can you whip your own cream cheese?
Hi Aaron, yes the light whipped cream cheese, Philadelphia or a store brand works fine. You can use softened neufchatel, if you prefer.
I have a question about whipped cream cheese? Is it the whipped Philidelphia cream cheese or actually whipping heavy cream and cream cheese together?
My husband absolutely loves banana pudding, so when I saw this recipe I knew I had to try it. I did change it up a bit. I added bananas and crumbled vanilla wafers to the cake batter. also in the layering I added vanilla wafer crumbs. I did this mostly because my husband loves them. I did not use whip topping to ice the cake as 2 of my children do not like it, instead I used the filling to ice the cake and lined the entire cake with the vanilla wafers. it was so good. thank you for the inspiration.
Your improvisations sound good, Amy, thanks for letting me know.
I’ve got to try it. I made the single layer but think this is prettier.
Awesome… only thing I would add is cherries on top. 🙂
Thank you Dorothy! xxxx
This is gorgeous!
I’ve actually never had that happen with Cool Whip. It must be thoroughly chilled, though. Even though I really prefer fresh whipped cream, it won’t hold up as well and will breakdown far quicker. If you’re concerned I would recommend keeping it chilled until just before serving. That’s an important step when using any whipped topping, and don’t leave it sitting out in hot weather.
I was just wondering how you keep the frosting from oozing off of the cake when you take it out to serve? Every time I use whipped topping as a frosting it loses its form quickly and then melts into a blob. Is there a certain brand of topping which works better than others? Do you just keep the cake very cold through serving?
Try mixing it with icing.
You can skip the cool whip all together and whip up some real cream stabilized. Google stabilized whipped cream. It really is the bomb of whipped toppings and so easy to do. Makes for a very pretty whipped decorator-style covering for a cake or anywhere you need pretty white, but not so sweet swirls.
While I love and prefer fresh whipped cream I wouldn’t recommend that for this cake.
Hi Melissa, did you use 8 inch or 9 inch cake pans for your banana pudding cake
You can use either. This is a tall cake super stuffed between the layers so, my preference is 9-inch.
They have small packets you can buy to add to the whipping cream to keep it think and whipped.
How do I stack each layer with out having to cut top off of cake to have a even cake.
It’ all in the baking. If you don’t want to level the cake you can flip each layer upside down so the flat layer is on top.
As soon as your cakes come out the oven flip them upside down leaving the top face down and use the bottom for the flatness!